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Health insurance plans

Health plan tiers

Marketplace health plans come in three different tiers: bronze, silver, and gold. Each tier offers a different level of coverage for costs associated with health care. Coverage is balanced out with premium cost. Health plan tiers.png

Catastrophic health plans have been available to Oregonians who are under the age of 30 or people who qualify for a hardship or affordability exemption. Catastrophic plans are not available for 2024.

Oregon Standard plans are available from each health insurance carrier at each tier: Oregon Standard Bronze, Oregon Standard Silver, and Oregon Standard Gold plans. The standard plans cover all office visits ahead of meeting your deductible. You will pay a reasonable copay upfront and the carrier covers the rest.

All plans include a robust set of preventive health services at no cost to you, even before you meet your deductible. Your doctor must order these services and must be taken advantage of by an in-network provider. 

Learn more about covered benefits including essential health benefits included in every Marketplace plan.

2024 health insurance carriers

Bridgespan   Find an in-network provider or facility with BridgeSpan.
Kaiser Permanente   Find an in-network provider or facility with Kaiser Permanente.
Moda   Find an in-network provider or facility with Moda Health.
PacificSource   Find an in-network provider or facility with PacificSource Health Plans.
Providence   Find an in-network provider or facility with Providence Health Plan.
regenceor.png Find an in-network provider or facility with Regence.

If you live in Oregon, you have at least five health insurance companies to choose from, no matter where you live.
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