Most people who enroll through HealthCare.gov qualify for financial assistance.
In 2020, the average Oregonian who enrolled through HealthCare.gov and qualified for a subsidy got $451 per month in financial assistance.
Types of financial help available through the Marketplace
Financial assistance for health coverage is only available through the Marketplace. Financial help is available on a sliding scale: the higher your income, the lower the amount of financial help that is available to you.
Premium tax credits reduce the monthly premium that must be paid by the enrollee to have health coverage.
Cost-sharing reductions reduce the out-of-pocket costs associated with health care, including co-payments, co-insurance, and deductibles.
Additional savings for American Indians and Alaska Natives
Members of federally recognized tribes are eligible for zero cost-sharing if their income is less than 300 percent of the federal poverty level, and will qualify for limited cost-sharing if their income is above 300 percent of the federal poverty level.
Find out what financial assistance you may be able to get.
Financial assistance available through the Marketplace is not considered Public Charge. You can read more about Public Charge on the Oregon Health Authority's website. Public Charge frequently asked questions and answers can be found on OHA's website.