Congrats! Adding a family member by birth, adoption, or placement of a child in your home means you may qualify for a special enrollment period. A special enrollment period is a time when you enroll in coverage or change plans outside the open enrollment period of Nov. 1 to Dec. 15. Your special enrollment period begins the day your baby was born, or that the adoption or placement was finalized. It lasts for 60 days. Your coverage can begin the day of the event.
If your household size increases due to marriage, birth, adoption, foster care, or court order, you can choose to add the new dependent to your current plan or add them to their own group and enroll them in any plan for the remainder of the year. Note: This only applies to the new household member. Current enrollees can't change plans.
To submit an application for new coverage visit HealthCare.gov to create an account.
To report a life change for an existing application, log in on HealthCare.gov. Find detailed steps on how to report a change on HealthCare.gov.
You may need to submit documents to show proof of adoption or placement of a child in your home. For information about acceptable documents, visit HealthCare.gov.