Enroll by January 15 to Secure Health Insurance Coverage through Oregon's Marketplace
Open enrollment for private health insurance – the exclusive time of year for most individuals to enroll in or change health insurance plans – is nearing its deadline. People living in Oregon have until January 15, 2025, to shop, compare and secure coverage through the Oregon Health Insurance Marketplace.
“The new year is always a great time to set goals for the months ahead, including taking control of your health," said Director of the Oregon Health Insurance Marketplace, Chiqui Flowers. “We're here to help you find a plan that fits your needs and your budget. With free, local support available and tools to compare your options, you don't have to navigate this process alone."
It's critical to enroll before January 15, otherwise, most people in Oregon cannot make changes to their health coverage until the next annual open enrollment period. After January 15, most individuals can only enroll in or make changes to their coverage if they experience a qualifying life event that triggers a Special Enrollment Period. Qualifying life events include but are not limited to losing a job, expanding your family, getting married, and more.
To make finding a plan easier:
- Get free help: Find local, licensed health insurance experts at OregonHealthCare.gov/GetHelp to guide you through the process.
- Compare current coverage: If you currently receive insurance through an employer or other means, a specialized tool is available (orhim.info/ESItool) to help determine if you may receive cost savings with a similar plan through OregonHealthCare.gov.
Since open enrollment began on November 1, 2024, thousands of people living in Oregon have already enrolled in comprehensive health insurance plans through the Marketplace. Last year, over 80% of those who enrolled in a plan through OregonHealthCare.gov received financial help, reducing their monthly premiums by an average of more than $525 per month. For many, additional savings on out-of-pocket costs, like deductibles and copayments, are still available through cost-sharing reductions.
Start today at OregonHealthCare.gov and enroll by January 15 for coverage that begins on February 1, 2025.