Open enrollment is coming Nov. 1 to Dec. 15. This is the time when most people shop and enroll in health coverage. If you're currently enrolled through HealthCare.gov, you will want to make sure your information is up to date for the new year. This ensures you are getting the right amount of financial help. Not enrolled through HealthCare.gov? If you don't have the Oregon Health Plan or coverage through a job, you may be able to save some money by switching to Marketplace coverage.
Today, we will give you some tips to make open enrollment a breeze.
1. Gather your information.
You will need some personal information to complete your Marketplace application:
- Your personal information
- Name, Social Security number, and birthdate for each person applying for coverage
- Home, mailing address, or both
- Citizenship and immigration information for anyone who is applying for coverage
- Information about how you will file your taxes
- Income information and information about any employers, including your best guess for next year's income
- Information about any coverage you have been offered through the Oregon Health Plan, VA health care programs, TRICARE, PeaceCorps, or employer-provided coverage
- If you do not have detailed information about coverage offered by your employer, have them fill out the Employer Coverage Tool
When you are comparing health plans, the Marketplace offers a search tool to make sure the plan will cover your doctor, preferred facilities, and prescription drugs. Make sure to bring a list of any providers, facilities, and prescriptions that you want covered.
2. Find out what coverage and savings you can get.
Not sure where to start? Answer a few questions at OregonHealthCare.gov/WindowShop to find out what coverage and savings programs you may qualify for. The tool will help point you in the right direction.
3. Make an appointment with an expert.
Health coverage can be confusing! We highly recommend making an appointment with a local expert who can help you apply and sort through your options. Find free local help on our website and set up an appointment early. Many insurance agents and community partners offer in-person, virtual, and phone assistance.