Oregon HealthCare.gov

Information to help you file your taxes

How health care may affect your taxes

Check this chart from the IRS to see if your health coverage affects your tax filing, and what to do next.

IRS Form 1095

Private health insurance: If you purchased a Qualified Health Plan (QHP) through HealthCare.gov and received an advance premium tax credit (APTC) to lower the cost of your premiums, you must report the amount of tax credit you received when you file your federal income tax return. HealthCare.gov will send IRS Form 1095-A (Health Insurance Marketplace Statement) to people who purchased a QHP. Form 1095-A includes important information you will need to complete your tax return. Keep Form 1095-A for your records.

IRS Form 1095-A

Oregon Health Plan: If you or someone in your household qualified for and received coverage from the Oregon Health Plan (OHP), Oregon’s Medicaid and Children’s Health Insurance Program (CHIP), you must report which months of the year you had OHP when you file your federal income tax return. You will receive an IRS Form 1095-B from the Oregon Health Authority. The Form 1095-B includes information about OHP that you will need to complete your tax return. You will need a Form 1095-B even if you had OHP for only part of the year. Keep Form 1095-B for your records.

If you have questions about the Form 1095-B, please visit the Oregon Health Plan tax information page here.

IRS Form 1095-B

Get help preparing or filing your taxes

Several organizations offer tax preparation help, electronic tax filing services, or both to tax filers; in some cases, help is free. Find out what resources are available to you and get information about electronic filing (e-file) by clicking the links below.

Exemptions

For information about the different types of exemptions that may be available to you and how to claim them, visit HealthCare.gov.

2016 tax information

HealthCare.gov offers information, forms, and tools at https://www.healthcare.gov/tax-forms-and-tools/. Some tax filers will need to look up the second-lowest cost Silver plan premium in their area, or the lowest cost Bronze plan premium in their area. That information is available in an interactive tool at https://www.healthcare.gov/tax-tool/.

2014 tax credit issues

If you receive a Letter 5591 from the IRS about advanced premium tax credits from 2014, click here for more information.

If you think Cover Oregon made a calculation error in determining your tax credit for 2014, click here.

If you need a copy of your 1095-A from 2014 or have corrections, call us at 855-268-3767 (toll-free).

See the 2014 bronze and second-lowest silver plan costs per age and rating area document​.​​